{"id":7073,"date":"2026-09-02T20:08:15","date_gmt":"2026-09-02T20:08:15","guid":{"rendered":"https:\/\/ozandoz.com\/eng\/?p=7073"},"modified":"2026-09-15T14:40:12","modified_gmt":"2026-09-15T14:40:12","slug":"eksist","status":"publish","type":"post","link":"https:\/\/ozandoz.com\/eng\/eksist\/","title":{"rendered":"Motorlu Ara\u00e7 Sigortalar\u0131nda Yeni D\u00f6nem: EKS\u0130ST Uygulamas\u0131 T\u00fcrkiye Genelinde Ba\u015flad\u0131"},"content":{"rendered":"\t\t
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\r\n 1 A\u011fustos 2026 itibar\u0131yla T\u00fcrkiye genelinde uygulanmaya ba\u015flayan EKS\u0130ST ile motorlu ara\u00e7 sigortalar\u0131nda eksper atama ve hasar tespit s\u00fcre\u00e7lerinde yeni bir d\u00f6neme ge\u00e7ilmi\u015ftir. <\/div>\r\n <\/blockquote>\r\n <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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EKS\u0130ST\u2019e ili\u015fkin d\u00fczenlemeler, ba\u015fta 5684 say\u0131l\u0131 Sigortac\u0131l\u0131k Kanunu olmak \u00fczere ilgili sigortac\u0131l\u0131k mevzuat\u0131 \u00e7er\u00e7evesinde Sigortac\u0131l\u0131k ve \u00d6zel Emeklilik D\u00fczenleme ve Denetleme Kurumu (SEDDK) taraf\u0131ndan d\u00fczenlenmi\u015ftir. Sistemin i\u015fleyi\u015fine ili\u015fkin temel d\u00fczenleme ise 12 \u015eubat 2026 tarihli ve 33166 say\u0131l\u0131 Resm\u00ee Gazete’de yay\u0131mlanan Sigorta Eksperleri Atama Y\u00f6netmeli\u011fidir.<\/p>

Yeni D\u00f6nemde \u00d6ne \u00c7\u0131kan D\u00fczenlemeler<\/b><\/b><\/p>

Merkezi Eksper Atamas\u0131<\/b><\/b><\/p>

Yeni uygulamayla birlikte, trafik sigortas\u0131nda eksper atamalar\u0131 EKS\u0130ST \u00fczerinden s\u0131ral\u0131 olarak <\/b>ger\u00e7ekle\u015ftirilmektedir.<\/b>Kasko sigortas\u0131nda ise eksper atanmas\u0131n\u0131n zorunlu oldu\u011fu hallerde atamalar yine EKS\u0130ST \u00fczerinden yap\u0131lmaktad\u0131r.<\/p>

Bu sistemle eksper atamalar\u0131nda objektiflik, \u015feffafl\u0131k ve ba\u011f\u0131ms\u0131zl\u0131\u011f\u0131n art\u0131r\u0131lmas\u0131 ama\u00e7lanmaktad\u0131r.<\/p>

Trafik Sigortas\u0131nda Eksper Atama E\u015fi\u011fi<\/b><\/b><\/p>

2026 y\u0131l\u0131 itibar\u0131yla trafik sigortas\u0131nda belirlenen kriterler kapsam\u0131nda 40.000 TL ve \u00fczerindeki<\/b> hasarlarda eksper atanmas\u0131 zorunludur. Bu tutar\u0131n alt\u0131nda kalan hasarlarda da ilgili mevzuat \u00e7er\u00e7evesinde eksper atanmas\u0131 m\u00fcmk\u00fcn olabilmektedir.<\/p>

De\u011fer Kayb\u0131 Ayn\u0131 S\u00fcre\u00e7te Hesaplanacak<\/b><\/b><\/p>

Yeni d\u00fczenlemeyle birlikte, trafik sigortas\u0131 kapsam\u0131nda eksper atanmas\u0131 halinde ara\u00e7 hasar\u0131na ili\u015fkin tespit ile de\u011fer kayb\u0131 hesaplamas\u0131 ayn\u0131 rapor kapsam\u0131nda<\/b> ger\u00e7ekle\u015ftirilecektir.<\/p>

B\u00f6ylece de\u011fer kayb\u0131na ili\u015fkin s\u00fcre\u00e7lerin de ekspertiz s\u00fcreci i\u00e7erisinde y\u00fcr\u00fct\u00fclmesi hedeflenmektedir.<\/p>

Kasko Sigortas\u0131nda Yeni Uygulama<\/b><\/b><\/p>

Kara ara\u00e7lar\u0131 kasko sigortas\u0131nda, eksper atanmas\u0131n\u0131n zorunlu oldu\u011fu hallerde atama EKS\u0130ST \u00fczerinden s\u0131ral\u0131 olarak <\/b>ger\u00e7ekle\u015ftirilecektir. \u00d6zellikle a\u011f\u0131r hasar ve tam hasar niteli\u011findeki ara\u00e7lara ili\u015fkin ekspertiz s\u00fcre\u00e7lerinde yeni sistemin \u00f6nemli bir rol\u00fc bulunmaktad\u0131r.<\/p>

Eksper Raporlar\u0131na \u0130tiraz<\/b><\/b><\/p>

EKS\u0130ST kapsam\u0131nda d\u00fczenlenen eksper raporlar\u0131na, bildirimden itibaren 3 i\u015f g\u00fcn\u00fc<\/b> i\u00e7erisinde itiraz edilebilmektedir. \u0130tiraz halinde yeniden eksper atanmas\u0131, mevzuatta \u00f6ng\u00f6r\u00fclen \u015fartlar\u0131n olu\u015fmas\u0131 halinde ise hakem eksper s\u00fcrecine ba\u015fvurulmas\u0131 m\u00fcmk\u00fcnd\u00fcr.<\/p>

EKS\u0130ST Uygulamas\u0131n\u0131n Amac\u0131<\/b><\/b><\/p>

EKS\u0130ST ile motorlu ara\u00e7 sigortalar\u0131nda eksper atama ve hasar tespit s\u00fcre\u00e7lerinin daha merkezi, objektif, \u015feffaf ve takip edilebilir<\/b> bir yap\u0131 i\u00e7erisinde y\u00fcr\u00fct\u00fclmesi hedeflenmektedir.<\/p>

Uygulaman\u0131n, hasar ve de\u011fer kayb\u0131 s\u00fcre\u00e7lerinin daha etkin \u015fekilde y\u00fcr\u00fct\u00fclmesine ve sigorta uyu\u015fmazl\u0131klar\u0131n\u0131n azalt\u0131lmas\u0131na katk\u0131 sa\u011flamas\u0131 beklenmektedir.<\/p>

Uygulaman\u0131n Geli\u015fim S\u00fcreci<\/b><\/b><\/p>

EKS\u0130ST uygulamas\u0131 kademeli olarak hayata ge\u00e7irilmi\u015ftir:<\/p>

  • 1 Nisan 2026<\/b>: Bursa ve Ordu illerinde pilot uygulama ba\u015flam\u0131\u015ft\u0131r.<\/li>
  • 1 Temmuz 2026<\/b>: T\u00fcrkiye genelinde zorunlu uygulama i\u00e7in ilk tarih olarak belirlenmi\u015ftir.<\/li>
  • 1 A\u011fustos 2026<\/b>: EKS\u0130ST T\u00fcrkiye genelinde uygulanmaya ba\u015flanm\u0131\u015ft\u0131r.<\/li>
  • 1 Eyl\u00fcl 2026<\/b>: Motorlu ara\u00e7 sigortalar\u0131nda hasar ihbarlar\u0131n\u0131n al\u0131nmas\u0131na y\u00f6nelik Alo<\/b> 193 Ortak Hasar \u0130hbar Merkezi (OH\u0130M)<\/b> faaliyete ge\u00e7mi\u015ftir.<\/li><\/ul>

    EKS\u0130ST ile birlikte motorlu ara\u00e7 sigortalar\u0131nda hasar, ekspertiz ve tazminat s\u00fcre\u00e7lerinde yeni bir d\u00f6nem ba\u015flam\u0131\u015ft\u0131r.<\/p>

    \u0130\u015fbu yaz\u0131m\u0131z teorik g\u00f6r\u00fc\u015f niteli\u011finde olup, somut olaylarla ilgili, sigorta hasar ve tazminat s\u00fcre\u00e7lerinin hukuka uygun \u015fekilde y\u00fcr\u00fct\u00fclmesi i\u00e7in hukuki destek al\u0131nmas\u0131 tavsiye edilmektedir.<\/i><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\r\n <\/div>\r\n \t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

    1 A\u011fustos 2026 itibar\u0131yla T\u00fcrkiye genelinde uygulanmaya ba\u015flayan EKS\u0130ST ile motorlu ara\u00e7 sigortalar\u0131nda eksper atama ve hasar tespit s\u00fcre\u00e7lerinde yeni bir d\u00f6neme ge\u00e7ilmi\u015ftir. EKS\u0130ST\u2019e ili\u015fkin d\u00fczenlemeler, ba\u015fta 5684 say\u0131l\u0131 Sigortac\u0131l\u0131k Kanunu olmak \u00fczere ilgili sigortac\u0131l\u0131k mevzuat\u0131 \u00e7er\u00e7evesinde Sigortac\u0131l\u0131k ve \u00d6zel Emeklilik D\u00fczenleme ve Denetleme Kurumu (SEDDK) taraf\u0131ndan d\u00fczenlenmi\u015ftir. Sistemin i\u015fleyi\u015fine ili\u015fkin temel d\u00fczenleme ise 12 […]<\/p>\n","protected":false},"author":1,"featured_media":7074,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[76],"tags":[77],"class_list":["post-7073","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-hukuk-ve-teknoloji","tag-eksist"],"_links":{"self":[{"href":"https:\/\/ozandoz.com\/eng\/wp-json\/wp\/v2\/posts\/7073","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ozandoz.com\/eng\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ozandoz.com\/eng\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ozandoz.com\/eng\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ozandoz.com\/eng\/wp-json\/wp\/v2\/comments?post=7073"}],"version-history":[{"count":10,"href":"https:\/\/ozandoz.com\/eng\/wp-json\/wp\/v2\/posts\/7073\/revisions"}],"predecessor-version":[{"id":7085,"href":"https:\/\/ozandoz.com\/eng\/wp-json\/wp\/v2\/posts\/7073\/revisions\/7085"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ozandoz.com\/eng\/wp-json\/wp\/v2\/media\/7074"}],"wp:attachment":[{"href":"https:\/\/ozandoz.com\/eng\/wp-json\/wp\/v2\/media?parent=7073"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ozandoz.com\/eng\/wp-json\/wp\/v2\/categories?post=7073"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ozandoz.com\/eng\/wp-json\/wp\/v2\/tags?post=7073"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}